ARE YOU IN DEBT? We can help!

Are you ready to reduce your debt and move on to a financially secure future?

End late & over limit charges

Reduce or eliminate interest charges

Stop collection agency calls

Reduce your monthly payments

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Common Questions

How does this work?

Our network of experts will combine your bills into one monthly payment. They also work with your creditors to negotiate the lowest interest rate, often adjusting late fees and service fees to save you even more money.

Is this a loan?

We are not a loan service. Our network members work with your creditors and in turn you make lower payments to them through this program.

Can I still use my credit cards?

No. Your account will be closed or frozen. By keeping the balances from going up, you will remain on track to get out of debt faster.

Will I pay my creditors directly?

No. Once you retain our member’s services, they will be negotiating on your behalf, so your creditors will be paid from your settlement account.

What if I can't make my payment on time?

Unfortunate life situations occur. Please call our network member handling your account as soon as you know there is going to be a problem with keeping your payment schedule.
If the circumstance isn't short term and you fail to make two consecutive on-time payments, the member might have to terminate your plan with them. It's important that you keep our member informed when there is a problem.

Debt Consolidation Loans

Debt Consolidation loans are a debt solution that is well worth your consideration. Take a look:

You can gather all of your regular, outstanding bills, including credit card balances and other loans, and combine them into one low monthly payment. Here are some good ways to get started:

Sometimes, you can find credit cards offering a low introductory APR, and this introductory rate might actually be 0% for the first six months.
As a homeowner, you can look into obtaining a home equity loan. Your home will act as collateral. As long as your loan is not more than the value of your house, the interest on the loan will be tax deductible.

When it comes to consolidating your bills, keeping these helpful hints in mind will better prepare you to make the right choices. It is also advisable to research this type of loan before jumping in. Get started today by selecting the right program and debt consolidation loan.

Get Started Today