ARE YOU IN DEBT? We can help!

Are you ready to reduce your debt and move on to a financially secure future?

End late & over limit charges

Reduce or eliminate interest charges

Stop collection agency calls

Reduce your monthly payments

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Common Questions

How does this work?

Our network of experts will combine your bills into one monthly payment. They also work with your creditors to negotiate the lowest interest rate, often adjusting late fees and service fees to save you even more money.

Is this a loan?

We are not a loan service. Our network members work with your creditors and in turn you make lower payments to them through this program.

Can I still use my credit cards?

No. Your account will be closed or frozen. By keeping the balances from going up, you will remain on track to get out of debt faster.

Will I pay my creditors directly?

No. Once you retain our member’s services, they will be negotiating on your behalf, so your creditors will be paid from your settlement account.

What if I can't make my payment on time?

Unfortunate life situations occur. Please call our network member handling your account as soon as you know there is going to be a problem with keeping your payment schedule.
If the circumstance isn't short term and you fail to make two consecutive on-time payments, the member might have to terminate your plan with them. It's important that you keep our member informed when there is a problem.

Debt Consolidation

There is definitely a way out of debt. You just need to know how to go about it.

When most consumers consider debt relief programs, they usually think about taking out a loan. This is known as a debt consolidation loan and it can be useful in paying off all of your debts. It then leaves you responsible for paying off just one loan, instead of multiple accounts every month.

Before starting any major credit repair or consolidation strategy, it is highly recommended that you consult a financial expert to determine your best course of action.

Visit our debt consultation page to inform yourself on the approach you can take that will guide you towards the financial freedom you’ve been looking for. A consultation can assist you in choosing the right plan for your current debt situation.

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