ARE YOU IN DEBT?  We can help!

Are you ready to reduce your debt and move on to a financially secure future?

End late & over limit charges

Reduce or eliminate interest charges

Stop collection agency calls

Reduce your monthly payments

Click HERE to Get Started!

Common Questions

How does this work?
Our network of experts will combine your bills into one monthly payment. They also work with your creditors to negotiate the lowest interest rate, often adjusting late fees and service fees to save you even more money.
Is this a loan?
We are not a loan service. Our network members work with your creditors and in turn you make lower payments to them through this program.
Can I still use my credit cards?
No. Your account will be closed or frozen. By keeping the balances from going up, you will remain on track to get out of debt faster.
Will I pay my creditors directly?
No. Once you retain our member’s services, they will be negotiating on your behalf, so your creditors will be paid from your settlement account.
What if I can't make my payment on time?
Unfortunate life situations occur. Please call our network member handling your account as soon as you know there is going to be a problem with keeping your payment schedule.
If the circumstance isn't short term and you fail to make two consecutive on-time payments, the member might have to terminate your plan with them. It's important that you keep our member informed when there is a problem.

About Us

When it comes to debt, no one can afford to have it skyrocket out of control! However, when it gets harder and harder to make your minimum payments every month, that’s exactly what it’s going to do. If this situation describes your current financial situation, don’t worry … there is an easy way to get back on the right path to paying off all your debts, and this is where westep in!

Debt Free Right Now is a company that offers one promise to all of its customers: we will work to find you the help needed to start tackling your debt problems. In fact, our helpful negotiators are constantly reaching debt settlement deals with A-rated major banking institutions each and every day, and we’re also helping our clients save drastically in the process (most of the times in the thousands of dollars).

While we know that the economy seems pretty bleak to most people right now, we honestly wake up every morning knowing that we have helped tens of thousands of American families create an active plan to get through the bad times! So give us a try, and let us help you find a way to pay off all your balances, so you can start enjoying the more important things in life. At Debt Free Right Now, we’re here when you need us … even if it’s two in the morning!

Get Started Today